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Sol

A personal money agent you can text.

Sol explains your credit in plain words, helps you pick one doable next step, and checks in so it actually happens — in Messenger, WhatsApp and the apps you already use.

How it works

  • A free credit reportOne dated Equifax report after a secure identity check, explained in plain words. You can come back to it during your first month.
  • One step at a timeSol helps you choose a step that fits your week and reminds you when it's due. You stay in control of every payment.
  • Optimal Path, if you want itA personal plan with ongoing monitoring, daily support and a weekly review for $3.99 a month. Optional; the free conversation continues either way.

Sol never asks for your Social Security number in chat. Identity checks happen on a secure page like this one.